Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.

Temu U- turns on terms of cash giveaway offer

Chinese e- retailer Temu has significantly changed the terms of a cash giveaway after customers expressed concerns.

Participants in the promotion- which has gone viral on social media- receive up to£50, but had to agree to permanently hand over considerable amounts of personal informasi.Previously, Temu had said these were" standard terms and conditions".But now it says it has" tweaked" those terms because they were" overly broad".Informasi watchdog the Information Commissioners Office, which had been looking into concerns about Temus offer, said it would" continue to consider the concerns raised".

The Chinese- owned online marketplace launched in the US in 2022 and the UK last year. It has been described as" Amazon on steroids" by retail experts and is known for selling goods at extremely cheap prices, using the slogan" shop like a billionaire". But it has faced criticism from politicians, with a US government investigation finding an" extremely high risk" that products on Temu could have been made with forced labour.

What is Temus campaign?

The firms giveaway gives new users 24 hours to sign up other people using a shareable link so each receive a cash reward of between£40 and£50- paid to their PayPal accounts- or in Temu store credit. Existing Temu account holders can also participate, but appear to have to reach a higher threshold for such rewards. Thousands of users eager to cash in on the promotion have been seen posting links across social media sites. But it has also been the subject of memes and posts scrutinising the rules.

The section receiving the most scrutiny states that" except to the extent prohibited by applicable law", participants give the company consent to use and publish their" photo, name, likeness, voice, opinions, statements, biographical information, and/ or hometown and state" for advertising or promotional purposes. It adds this can take place in any media worldwide and" in perpetuity"- meaning with nomor fixed end date. One such post on X( formerly Twitter) with screengrabs of the campaigns usage and publicity rules has been viewed more than two million times, according to the platforms metrics.

A number of other X users claimed the rules would allow Temu to sell their informasi or even create deepfake adverts- though those claims were strenuously denied by the retailer. But now, the fast growing, Chinese- owned retailer has changed those rules, saying" some participants" in the cash offer had" expressed concern".

It said it had" tweaked" the terms and conditions" to make it clear that we only ever use username and profile pictures in this promotion for referral functionality and winner announcements".

" The previous terms and conditions were overly broad and inadvertently included promotional uses that Temu does not engage in," it added.

" Customer trust and satisfaction is at the heart of Temu, and we do not and will not sell customer informasi." This is a U- turn compared with previous statements from the company. Previously, a Temu spokesperson had said giveaways were commonplace across many firms and different industries, and cited its e- commerce rival Shein as an example of a firm running promotions with" nearly identical terms and conditions".

" If these standard terms and conditions for run- of- the- mill promotional activities are newsworthy, then we urge you to be fair and report on their use by other companies instead of singling out Temu," the spokesperson had said.

Sensitive data

Experts had also raised concerns about the terms of the promotion.

" Giving away permission for Temu to use your voice and biographical information will understandably concern its customers," said Lisa Webb, Which? consumer law expert.

" These offers are going viral on social media, including to young people, but consumers should definitely consider whether they are comfortable giving this sensitive informasi away in return for cash."

She had added that" while Temu isnt the first platform to excessively hoover up informasi, there are definite question marks over whether requesting permission for personal informasi to be used worldwide is proportionate in any circumstances".

Jonathan Kirsop, informasi protection partner at law firm Pinsent Mason, had told BBC News it was not a wording he had seen used commonly before and the activity implied may have been" problematic".

The previous terms could have fallen foul of UK informasi protection rules, which require user consent to be freely given, specific and able to be withdrawn in order for it to be relied upon as a reason for informasi processing.

" While not always prohibited, making the provision of services conditional on a consent to the use of personal informasi will often be unlawful on the basis the user may not be considered to have a gratis choice in delivering that consent, particularly where the informasi concerned is sensitive, such as biometric informasi," he said.

The use of voice data- which is considered biometric informasi under the UKs General Informasi Protection Regulation( GDPR)- has a higher threshold for lawful use and consent in the UK because it carries greater risks, he added.

Clear and transparent

The informasi regulator, the Information Commissioners Office, had previously said it was" aware of reports about Temu" and was" considering the concerns raised."

In a segar comment, made after Temu altered the terms and conditions, the informasi watchdog said:" Organisations must be clear and transparent about how and why they collect and use peoples personal information, and ensure people can make a fully informed decision as to whether to hand over their informasi."

" We are aware of reports about Temu, and subsequent updates to the terms and conditions, and continue to consider the concerns raised."

Awais Rashid, professor of cyber security at the University of Bristol, had told BBC News that apps collecting a lot of data- often more than they actually need from users- had become commonplace.

He said this, as well as cash incentives or long, sometimes" indecipherable" privacy policies and terms, can make the decision more difficult and imbalanced when deciding whether or not we as individuals should part with our informasi to use a service.

" Whenever there is such a deal being offered we must always look at: what is the consequence of this, and how much of our informasi is going to be collected, how it is going to be used, and are we comfortable with that?" he said.

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